Payment Options

At Choice Dental, we are committed to offering exceptional dental care to all our patients that is comprehensive yet affordable. We offer a variety of payment options. Payment is required at the time of treatment – unless prior arrangements have been made.

Should you have any queries or would like to make an appointment, contact us. One of our friendly team will be ready to assist you. We accept Cash, Visa, MasterCard, American Express and EFTPOS, we do not accept personal cheques.

We have HICAPS® – via a swipe machine and a direct computer link to all major Health Funds. This means you can conveniently claim at the time of your visit.

Don’t forget to bring along your private health insurance card to your appointment.

Health Fund Members

We welcome and treat members of all private heath funds. If health fund participates in the HICAPS® electronic claims system, we can process your rebate immediately. Only the “gap” payment is required at time of your treatment.

If your health fund does not participate in HICAPS® or you do not have a HICAPS® compatible member card, then full payment is required at the time of your treatment. However, your health fund should pay the rebate to you directly on presentation of your account.

We are also able to provide a “rebate estimate” prior to treatment for selected participating health funds using HICAPS®. Click link to see HICAPS® participating health funds.

Preferred providers

At Choice Dental, we accept all health funds. We are also preferred providers for the following health funds: CBHS, HCF, TUH, NIB, Manchester Unity and BUPA(Members First Platinum Provider). This will ensure you get the maximum rebate for your level of cover, within your policy limits.

Veteran Affairs
We accept Veteran Affairs gold cards. These patients are entitled to have their treatment covered by the Department of Veteran Affairs under their guidelines and restrictions.

Benefits available under the Child Dental Benefits Schedule

Please visit https://www.choice-dental.com.au/child-dental-benefits-scheme-2020/ page.


Private Dental treatment is not covered under Medicare. However, there are government schemes in place that assist with the cost of dental treatment for some people.

Check the Medicare website for new Government-funded Medicare schemes.

Payment plans

Using a payment plan is an easy way to have dental treatment repaid over time. We offer GE Care Credit, ZIP Money and Take Home Layby which is affiliated with Certigy Ezi-Pay.

To take advantage of these convenient health care payment solutions, complete an easy application process. Same day approval is usually given.

#Please note all paper work, deposits and approvals must be finalised no less than 2 days prior to appointments. This will ensure we keep in align with our 48 hour change appointment policy.


DentiCare helps thousands of Australians achieve their Orthodontic and Oral Healthcare Goals every year. It is a no-fuss option that will enable you to get your best smile. DentiCare is an interest free, direct debit service. which will allow you to pay for treatment over time.

No credit checks, No Interest, 20% initial deposit
Payment terms from 6-18months (depending on treatment)
Choice of Weekly, fortnightly, monthly payment cycles

Take Home Layby (Certigy Ezi-Pay)

Certegy Ezi-Pay Payment Plan is a continuing credit payment plan that lets you have dental treatment today. After you pay an initial deposit, the remaining balance gets conveniently direct debited fortnightly. You nominate the direct debit amount. Applying is simple and easy. Best of all, there is no interest ever!

GE Care Credit

GE Care Credit is a flexible patient healthcare finance program. It allows you to pay for your treatment over time with flexible monthly payments. They offer a choice of interest free or extended payment options. Applications can be completed in our office and you can receive approval within minutes. We can then provide immediate treatment to achieve your healthy and beautiful smile.