DENTAL Payment PLANS

We believe everyone deserves a healthy smile, which is why Choice Dental offers a variety of payment options to make your dental care simple, convenient, and stress-free.

Choice Dental Browns Plains is proud to Offer:

No insurance cover?

Great care should be accessible. If you’re planning treatment and want flexible ways to pay, we offer a range of payment plan options—suited to everything from a routine visit to a full smile restoration. Our approach is simple: clear quotes up front, help choosing the right option, and support with the paperwork where needed. We also process on-the-spot claims via HICAPS so you only pay any gap on the day. In addition to our payment plans we also offer Free Kids Dental Benefit Schedule from Children Dental Benefit Scheme (CDBS).  If your family is eligible for Medicare, you’ll want to take advantage of the CDBS. Each of your children may be entitled to $1132 for basic dental services every 2 years.

We welcome and accept all private health fund members

We provide an obligation-free quote before you proceed with any dental treatment. This quote outlays the item numbers and service fees of all the dental procedures required as part of your treatment. If you have private health cover, our HICAPS terminal allows for immediate health fund claims. Be sure to let us know if you are a BUPA platinum member, NIB member, HCF member, or TUH health fund member so that we can give you an accurate quote. If you do not have insurance cover, find out more about our payment plans.

How our payment plans work

  1. Itemised quote first. We provide treatment plans with ADA item numbers so you can check eligibility and repayments before you proceed.

  2. Pick a payment option that suits your budget and timeframe.

  3. We help with applications and documentation where appropriate, including paperwork for superannuation release on compassionate grounds. Final approval always sits with the provider or the ATO.

  4. Prevention-first care. We’ll schedule active maintenance to protect your results and help you get the most from your cover and plan.

Ideal for general and restorative dentistry, with flexible repayments and interest-free options at participating partners. Choice Dental supports Zip as a convenient way to “treat now, pay later,” with weekly, fortnightly, or monthly instalments available. Fees, limits, and eligibility apply; see Zip for current terms.

Good to know: Zip offers different products (Zip Pay / Zip Money / Zip Plus). Product features, credit limits and fees are set by Zip and may change—always review Zip’s latest terms before applying. Find out more about ZIP PAY.

Ideal for smaller treatments and preventive visits. Afterpay lets you split the cost into four interest-free payments over six weeks (first payment may be due at purchase; eligibility and spending limits apply). Always read Afterpay’s current terms.

Ideal for medium to larger treatment plans. humm offers buy-now-pay-later and longer-term options; the latest offering supports higher limits and longer repayment timeframes at participating merchants. Review current humm details before you apply.

Purpose-built for dental. Denticare provides managed, interest-free payment plans for dental and orthodontic care, tailored to your budget and treatment schedule. Plans are administered by Denticare; we’ll help you with your quote and application. Terms, deposits, and eligibility criteria apply.

For major, clinically necessary treatment where you have no other means to pay, you may be able to apply for early release of superannuation on compassionate grounds via the ATO. Applications are made through myGov → ATO online services, and typically require clinical documentation and itemised quotes. Approval is not automatic and is determined by the ATO, not the clinic. Accessing super can affect your retirement savings so you may wanr to seek independent advice.

Which option is right for you?

  • Short, smaller treatments: Afterpay or Zip Pay can spread costs over weeks, interest-free when you pay on time. Afterpay+1

  • Larger or staged care (e.g., implants, crowns): Zip Money/Zip Plus, humm, or Denticare may offer higher limits or longer schedules—compare fees and terms.

  • Complex care with limited finance options: Ask about ATO compassionate release of super—we’ll supply itemised quotes and support documentation; the ATO decides eligibility.

Important information

  • All payment plans are subject to provider approval, eligibility, and fees. Always read the latest product terms (Zip, Afterpay, humm, Denticare) before you apply.

  • Early access to super is strictly governed by the ATO. Only certain expenses (including medical treatment) are eligible, and you must meet all conditions. We cannot provide financial advice.

Ready to talk through your options?

If you’d like to discuss Zip, Afterpay, humm, Denticare, or superannuation release, call our friendly team for an itemised quote and guidance on next steps. We’ll help you choose a payment path that fits your treatment and your budget—so you can focus on your health.

Trust your smile to the experts.
Schedule your consultation today.